Most financial institutions take a long, hard look
at anyone who applies for a loan. After all, they are lending you
the money that their clients have deposited, so they have to be
sure that you will pay the money back on time. If you have previously
been involved in a bankruptcy or divorce proceedings, or have had
problems with your income-tax, you could be a bad credit risk for
these organizations. You can even be considered a bad credit risk
if you are self-employed, have no assets or collateral or no previous
credit history.
We at www.anycredithistory.com provide loans to
applicants with poor credit rating provided they are over 18, employed
for at least three months, and have no delayed payments on their
credit cards for the last six months. You can apply online, by mail
and by phone, but you will get the quickest response -- within 24
hours -- if you apply online. If you apply by mail, you will have
to wait at least two or three days for our response.
You can use the money you borrow to pay for emergencies,
home repairs, debt consolidation, holidays, or family celebrations.
Before you decide to get a loan, you must be determined to pay it
off within the time limit you select. You must also be willing to
set aside some money each month to pay off the loan.
You can borrow any amount between $500 and $25,000
and pay it off over three to ten years. The time you take to pay
off a loan depends on how much you are willing to set aside each
month. The interest rate, which could vary between 6.4 per cent
and 7 per cent, depends on the amount of money borrowed and the
time taken to pay it off. We put our clients in touch with financial
institutions that charge an interest rate that is slightly lower
than the market rate.
When you take a loan from us, you also get payment
protection insurance which covers monthly loan repayments in case
you fall ill, lose your job or die.
Resources
• Information:
How to build a better credit record
This resource provides information how you can build a better credit
record.
• Information:
Road to financial recovery
This resource provides information on how you can take the path
of financial recovery.